The Hallford Mortgage Team
Written by Dave Danielson | Photos by Peak RES
In a world where the mortgage business can often seem transactional and impersonal, Josh and Jamie Hallford have made it their mission to create meaningful, long-term relationships with the families they work with.
As branch manager and business development coordinator of Guaranteed Rate, the Hallfords have built a reputation not only for their expertise but for their commitment to educating and empowering families in the journey of homeownership.Their passion for helping families build generational wealth through homeownership is at the core of their business, and it’s what drives them every day.
From Rental Property Management to Mortgage Expertise
Josh Hallford’s entry into the mortgage industry was a natural evolution of his career in finance. He and his wife, Jamie, were already running their own business in rental property management and commercial construction when they decided to dive into mortgages. "I’ve always been in the finance industry, but in 2014, Jamie and I decided to expand into the mortgage world," Josh explains. “We knew that owning property was one of the best ways to build wealth, and we wanted to help others achieve that.”
It wasn’t just about facilitating transactions for the Hallfords—it was about creating a path to financial independence for families. Their expertise in property management gave them valuable insight into the real estate market, while their deep commitment to helping others made them a perfect fit for the mortgage world.
Educating Families on Generational Wealth
The Hallfords' approach to mortgage lending goes beyond simply securing loans—it’s about empowering families to grow their wealth through real estate.
"Our passion is educating families on how to build generational wealth by purchasing homes," Josh says. Jamie, who leads training classes and events for real estate agents, plays a key role in this mission. "Jamie focuses on educating agents and helping them develop the trust they need with families, while I work directly with the families to create a solid strategy for them to be successful," Josh adds.
This solution-oriented approach has helped the Hallfords stand out in a competitive industry. "We are always focused on how we can help our clients achieve their goals," Josh says. "The goal isn’t just to close the deal—it’s to help families achieve long-term success. We do everything we can to make sure they understand the process and feel supported every step of the way."
For the Hallfords, communication is key. They are committed to providing "legendary customer service" by being there for their clients not just during the home-buying process, but well beyond it. Their focus on education ensures that families are not only well-informed but also confident in their decisions.
The Hallford Team: A Family-Oriented Approach
While Josh takes the lead as branch manager, he is quick to acknowledge the vital role his team plays in their team's success. "We couldn’t help as many families as we do without our team," Josh says. Their licensed sales assistant, Elena Miyazato, is essential to the operation, making sure to ensure a smooth and efficient process for their clients."Having the right team in place allows us to focus on what we do best—helping families—and it’s been instrumental in our success."
Their teamwork and commitment to each other’s success are a reflection of the values they want to instill in the families they serve. "We’re all invested in the same goal," Josh explains. "We are focused on creating a family-oriented environment, and that extends not just to our clients but to our team as well."
An Advisor for Life
One of the distinguishing factors of the Hallfords' business is their long-term approach to client relationships. Unlike many mortgage professionals who disappear once the closing is complete, the Hallford’s make it a priority to stay connected with their clients throughout their homeownership journey.
"We’re not just here for the transaction—we’re here for the long haul," Josh says. "We consider ourselves to be advisors to our clients. After the closing, we stay in touch with them to ensure that everything is on track."
Their commitment to long-term client success goes beyond just checking in. "We do annual reviews of our clients’ loans, and we monitor interest rates for them," Josh explains. "We proactively reach out to set things up so they don’t have to worry about it. We want to make sure that they are always in the best possible position, whether that means refinancing or taking advantage of better rates."
This ongoing engagement is a testament to the Hallfords' commitment to building lasting relationships with their clients. "We’re invested in their future," Josh says. "Our goal is to help families make the most of their homeownership journey, and that means staying connected long after the paperwork is signed."
Family First
Family is at the core of everything the Hallfords do. "My focus is on spending time with my family," Josh says. "They are the reason I do what I do every day."
The Hallfords' commitment to their own family is reflected in the way they run their business—putting family values and relationships first in all they do. Jamie plays an integral role in both their personal and professional lives. "Jamie is my partner in everything," Josh says. "We make decisions together, and our focus is always on what’s best for our family and for the families we work with."
Rooted in the Community
Josh and Jamie are deeply committed to the communities they serve. "We live and work here, and we’re invested in this community," Josh explains. "We’ve been around for a long time, and we plan to be here for a long time to come." Their dedication to building lasting relationships extends beyond their clients to their broader community.
In an industry where professionals may come and go, the Hallfords are focused on creating a legacy of trust, education, and service. "We’re not disappearing overnight," Josh says. "We are here for the long run, and we want people to know that we are committed to being part of this community for years to come."
Authenticity and Sincerity in Every Step
Josh’s advice to others in the industry is simple yet powerful: "We want our clients to know that we are authentic and sincere. We are committed to doing the very best we can for them, and we will always have their best interests at heart."
Contact
THE HALLFORD TEAM
Today!
Website: Hallfordhomeloans.com
Cell: 918-805-4207
Email: team@hallford.mortgage
